30-Jurisdiction Statutory Audit • Germany (DE)
Is ING Regulated in Germany? (BaFin Compliance Audit)
Deterministic regulatory audit of ING (ING Groep) against Germany's national supervisor (Federal Financial Supervisory Authority (Bundesanstalt für Finanzdienstleistungsaufsicht)), statutory investor compensation limits, and retail margin rules.
Coverage: Germany (DE) • Supervisor: BaFin (Tier-1 Onshore)
- Local BaFin Filings
- 1
- Total Global Licences
- 1
- 6D Overall Score
- 5.0
- Regime Classification
- Tier-1
Switch National Jurisdiction Audit (30 Statutory Regimes)
← Back to ING Main DossierGermany (BaFin) Statutory Compliance Matrix for ING
Side-by-side comparison of Germany's statutory requirements against ING's recorded filings.
| Statutory Dimension | Germany (BaFin) Mandate | ING Recorded Standing |
|---|---|---|
| National Supervisory Authority | Federal Financial Supervisory Authority (Bundesanstalt für Finanzdienstleistungsaufsicht) (BaFin) | 1 Local BaFin Filing(s) |
| Local Certificate Number(s) | Mandatory registration on official BaFin public register | BaFin: Not supplied |
| Statutory Investor Compensation Cap | €20,000 EdW (90% of liabilities up to €20,000) / €100,000 EdB for licensed banks | Eligible when onboarded directly under Joh. Berenberg, Gossler & Co. KG |
| Retail Leverage & Margin Cap | 30:1 Major FX / 20:1 Minor FX & Gold / 5:1 Single Equities (ESMA / BaFin CFD General Decree) | Bound by statutory BaFin retail margin floors |
| Client Money Segregation Rule | WpHG § 84 Daily Client Asset Segregation & Mandatory Negative Balance Protection | Verify daily trust reconciliation & negative balance protection in client agreement |
ING — Germany (BaFin) Compliance Exhibit
Deterministic vector diagram of local licensing, investor protection, and leverage constraints.
Top 5 Regulated Peers for Germany (BaFin) Comparison
Benchmark ING against peer institutions in our investment firms and financial institutions headquartered across continental europe slice.
| Institution | Recorded Licences | 6D Score | Risk Classification | |
|---|---|---|---|---|
| Bitpanda | BaFinAMFFI | 5.0 | Risk level not supplied | |
| Cometum | BaFin | 5.0 | Risk level not supplied | |
| Tangany | BaFin | 1.6 | Risk level not supplied | |
| Capex | CYSECCNMVFSCA | 6.5 | Risk level not supplied | |
| Change | AFMEstonian Financial Intelligence Unit (FIU / RAB) | 5.0 | Risk level not supplied |
ING in Germany (BaFin): Frequently Asked Questions
Statutory licensing, compensation cap, and leverage answers.
Is ING regulated in Germany by BaFin?
In our supervisory dataset, ING holds 1 active local filing(s) in Germany (BaFin #Not supplied). Clients onboarded under the local Germany subsidiary are governed by BaFin rules, €20,000 EdW (90% of liabilities up to €20,000) / €100,000 EdB for licensed banks, and 30:1 Major FX / 20:1 Minor FX & Gold / 5:1 Single Equities (ESMA / BaFin CFD General Decree).
What is the investor compensation limit for Germany residents using ING?
Under Germany's statutory framework (BaFin), eligible retail clients onboarded directly with ING's locally authorised entity are subject to: €20,000 EdW (90% of liabilities up to €20,000) / €100,000 EdB for licensed banks. Always verify that your account contract names the Germany-regulated subsidiary (Joh. Berenberg, Gossler & Co. KG).
What retail leverage cap and margin rules apply in Germany (BaFin)?
Federal Financial Supervisory Authority (Bundesanstalt für Finanzdienstleistungsaufsicht) (BaFin) enforces the following retail leverage and margin standard in Germany: 30:1 Major FX / 20:1 Minor FX & Gold / 5:1 Single Equities (ESMA / BaFin CFD General Decree), alongside client asset protection rules requiring WpHG § 84 Daily Client Asset Segregation & Mandatory Negative Balance Protection.
Which regulated alternatives to ING hold licences in Germany or comparable tiers?
Comparable institutions in this directory include Bitpanda (5.0/10, 4 filings), Cometum (5.0/10, 1 filings), Tangany (1.6/10, 1 filings), Capex (6.5/10, 3 filings), Change (5.0/10, 2 filings). Use the 1v1 Compare links in the table above to benchmark ING against each peer.
Structured against supervisory register snapshots and public regulatory filings. Verify your contracting legal entity and current authorisation status directly on the issuing regulator’s official register before transacting.