30-Jurisdiction Statutory Audit • Germany (DE)
Is Bitpanda Regulated in Germany? (BaFin Compliance Audit)
Deterministic regulatory audit of Bitpanda (Bitpanda) against Germany's national supervisor (Federal Financial Supervisory Authority (Bundesanstalt für Finanzdienstleistungsaufsicht)), statutory investor compensation limits, and retail margin rules.
Coverage: Germany (DE) • Supervisor: BaFin (Tier-1 Onshore)
- Local BaFin Filings
- 1
- Total Global Licences
- 4
- 6D Overall Score
- 5.0
- Regime Classification
- Tier-1
Switch National Jurisdiction Audit (30 Statutory Regimes)
← Back to Bitpanda Main DossierGermany (BaFin) Statutory Compliance Matrix for Bitpanda
Side-by-side comparison of Germany's statutory requirements against Bitpanda's recorded filings.
| Statutory Dimension | Germany (BaFin) Mandate | Bitpanda Recorded Standing |
|---|---|---|
| National Supervisory Authority | Federal Financial Supervisory Authority (Bundesanstalt für Finanzdienstleistungsaufsicht) (BaFin) | 1 Local BaFin Filing(s) |
| Local Certificate Number(s) | Mandatory registration on official BaFin public register | BaFin: Not supplied |
| Statutory Investor Compensation Cap | €20,000 EdW (90% of liabilities up to €20,000) / €100,000 EdB for licensed banks | Eligible when onboarded directly under Bitpanda |
| Retail Leverage & Margin Cap | 30:1 Major FX / 20:1 Minor FX & Gold / 5:1 Single Equities (ESMA / BaFin CFD General Decree) | Bound by statutory BaFin retail margin floors |
| Client Money Segregation Rule | WpHG § 84 Daily Client Asset Segregation & Mandatory Negative Balance Protection | Verify daily trust reconciliation & negative balance protection in client agreement |
Bitpanda — Germany (BaFin) Compliance Exhibit
Deterministic vector diagram of local licensing, investor protection, and leverage constraints.
Top 5 Regulated Peers for Germany (BaFin) Comparison
Benchmark Bitpanda against peer institutions in our selected investment firm and financial institution records: continental europe slice.
Bitpanda in Germany (BaFin): Frequently Asked Questions
Statutory licensing, compensation cap, and leverage answers.
Is Bitpanda regulated in Germany by BaFin?
In our supervisory dataset, Bitpanda holds 1 active local filing(s) in Germany (BaFin #Not supplied). Clients onboarded under the local Germany subsidiary are governed by BaFin rules, €20,000 EdW (90% of liabilities up to €20,000) / €100,000 EdB for licensed banks, and 30:1 Major FX / 20:1 Minor FX & Gold / 5:1 Single Equities (ESMA / BaFin CFD General Decree).
What is the investor compensation limit for Germany residents using Bitpanda?
Under Germany's statutory framework (BaFin), eligible retail clients onboarded directly with Bitpanda's locally authorised entity are subject to: €20,000 EdW (90% of liabilities up to €20,000) / €100,000 EdB for licensed banks. Always verify that your account contract names the Germany-regulated subsidiary (Bitpanda).
What retail leverage cap and margin rules apply in Germany (BaFin)?
Federal Financial Supervisory Authority (Bundesanstalt für Finanzdienstleistungsaufsicht) (BaFin) enforces the following retail leverage and margin standard in Germany: 30:1 Major FX / 20:1 Minor FX & Gold / 5:1 Single Equities (ESMA / BaFin CFD General Decree), alongside client asset protection rules requiring WpHG § 84 Daily Client Asset Segregation & Mandatory Negative Balance Protection.
Which regulated alternatives to Bitpanda hold licences in Germany or comparable tiers?
Comparable institutions in this directory include Cometum (5.0/10, 1 filings), ING (5.0/10, 1 filings), Tangany (1.6/10, 1 filings), Capex (6.5/10, 3 filings), Change (5.0/10, 2 filings). Use the 1v1 Compare links in the table above to benchmark Bitpanda against each peer.
Structured against supervisory register snapshots and public regulatory filings. Verify your contracting legal entity and current authorisation status directly on the issuing regulator’s official register before transacting.