Institution record
American Express
- Source score
- 5.0
- Source exposures
- 0
- Comments
- 0
Licence records
Licences within our coverage (selected investment firm and financial institution records: continental europe) are listed first. Check each one on the regulator's own register.
| Regulator | Licence no. | Status | Licensed entity | Date | |
|---|---|---|---|---|---|
Federal Deposit Insurance Corporation (U.S. FDIC) | 27471 | Regulated | American Express National Bank | 1989-03-20 | |
Office of the Comptroller of the Currency (U.S. OCC) | 25151 | Regulated | American Express National Bank | 2000-12-01 | |
Board of Governors of the Federal Reserve System (U.S. Fed) | 1394676 | Regulated | AMERICAN EXPRESS NB/AMERICAN EXPRESS CO | — |
Peer source record comparison
Compare imported fields for American Express and other records in our selected investment firm and financial institution records: continental europe dataset. These are not independent audit findings.
| Institution | Primary regulators | Regulated / total | Risk classification | Source score | Source exposures |
|---|---|---|---|---|---|
| American Express (this record) | Federal Deposit Insurance Corporation (U.S. FDIC)Office of the Comptroller of the Currency (U.S. OCC)Board of Governors of the Federal Reserve System (U.S. Fed) | 3 / 3 | Risk level not supplied | 5.0 | 0 |
BaFinAMFFI+1 | 4 / 4 | Risk level not supplied | 5.0 | 0 | |
CYSECCNMVFSCA | 3 / 3 | Risk level not supplied | 6.5 | 0 | |
AFMEstonian Financial Intelligence Unit (FIU / RAB) | 2 / 2 | Risk level not supplied | 5.0 | 0 | |
Financial Supervision CommissionBulgarian National Bank (BNB) | 2 / 2 | Risk level not supplied | 5.0 | 0 | |
Estonian Financial Intelligence Unit (FIU / RAB)AMF | 1 / 2 | Risk level not supplied | 4.0 | 0 |
American Express: institutional due diligence FAQ
Key supervisory, licensing, and counterparty verification questions generated from the dataset.
What is American Express's regulatory licence status and supervisory authorisation?
The imported dataset contains 3 licence entries associated with American Express (legal entity reference: American Express); 3 are labelled "regulated" and 3 are labelled regulated or registered: Federal Deposit Insurance Corporation (U.S. FDIC) — licence 27471, status: regulated; Office of the Comptroller of the Currency (U.S. OCC) — licence 25151, status: regulated; Board of Governors of the Federal Reserve System (U.S. Fed) — licence 1394676, status: regulated. These fields are not independent confirmation of current authorisation. Check the exact contracting entity and registration number on the official Federal Deposit Insurance Corporation (U.S. FDIC), Office of the Comptroller of the Currency (U.S. OCC), Board of Governors of the Federal Reserve System (U.S. Fed) public register.
Which of American Express's jurisdictions and licences fall within this site's regulatory coverage?
No matching licence records were found in this site's selected investment firm and financial institution records: continental europe source selection. The dataset may be incomplete; check the relevant official registers before drawing conclusions about authorisation or jurisdiction.
What is American Express's institutional risk classification, enforcement exposure, and score profile?
American Express carries a "risk level not supplied" classification in the source dataset, alongside composite 5-dimension ratings out of 10 (overall: 5.0, risk & licensing: 5.0, brand: 5.0, market influence: 5.0, user reputation: 0.0). The imported source lists 0 exposure entries. Because these figures reflect imported source fields rather than primary audit findings, compliance teams should review primary enforcement bulletins directly.
What operational due diligence steps apply to American Express's platforms, entity structure, and complaints?
Before allocating capital or executing trades with American Express, institutional and retail allocators should: (1) confirm the domain (americanexpress.com) against regulator-approved domains to guard against clone firms; (2) verify whether any of the 0 source exposure entries or 0 user comments involve withdrawal restrictions or scope violations; and (3) confirm the dispute-resolution ombudsman tied to Federal Deposit Insurance Corporation (U.S. FDIC).