1v1 Institutional Counterparty Comparison
Change vs Starling Bank: Regulation, 6D Ratings & Safety Audit
Deterministic head-to-head benchmarking of Change (Change) and Starling Bank (Starling Bank) across primary regulatory filings, statutory Tier-1 authorisations, 6-Dimension compliance scores, execution software, and warning exposure.
Coverage: Selected investment firm and financial institution records: Continental Europe
- Change 6D Score
- 5.0
- Starling Bank 6D Score
- 5.0
- Regulated Licences
- 2 vs 2
- Warning Flags
- 0 vs 0
Change and Starling Bank are statistically tied in composite 6D scoring (5.0 vs 5.0)
On supervisory breadth, Change holds 2 active regulated licence(s) (0 Tier-1) out of 2 total filings and 0 warning count(s), whereas Starling Bank holds 2 active regulated licence(s) (0 Tier-1) out of 2 total filings and 0 warning count(s). Allocators should inspect the individual licence numbers and contracting legal entities below before onboarding.
6-Dimension Quantitative Scorecard Comparison
Head-to-head breakdown across all 6 proprietary evaluation dimensions (0.0–10.0 scale).
| Evaluation Dimension | Methodology Weight | Change | Starling Bank | Score Delta | Dimension Leader |
|---|---|---|---|---|---|
| Overall Composite 6D Score | 100% Composite | 5.0 | 5.0 | 0.0 | Statistical Tie |
| Regulatory & Licensing Integrity (riskScore) | 30% Weight | 5.0 | 5.0 | 0.0 | Statistical Tie |
| Execution & Software Infrastructure (industryScore) | 20% Weight | 2.0 | 3.0 | +1.0 | Starling Bank |
| User Reputation & Complaint Telemetry (userScore) | 20% Weight | 0.0 | 0.0 | 0.0 | Statistical Tie |
| Institutional Brand Longevity (brandScore) | 15% Weight | 5.0 | 5.0 | 0.0 | Statistical Tie |
| Global Market Influence & Footprint (influenceScore) | 15% Weight | 5.0 | 5.0 | 0.0 | Statistical Tie |
Visual Architecture Benchmark: Change vs Starling Bank
Vector comparison exhibit generated from live supervisory snapshot metrics.
Regulatory Standing, Entity & Platform Comparison
Structural comparison of supervisory authorisations, domicile, execution terminals, and risk telemetry.
| Audit Attribute | Change | Starling Bank |
|---|---|---|
| Primary Legal Name | Change | Starling Bank |
| Source Risk Classification | Risk level not supplied | Risk level not supplied |
| Active Regulated / Total Filings | 2 regulated / 2 total (0 Tier-1) | 2 regulated / 2 total (0 Tier-1) |
| Recorded Certificate Numbers | AFM: Not suppliedEstonian Financial Intelligence Unit (FIU / RAB): #FVT000072 | |
| Registered Domicile / Address | EE | The Head Office Sterling Towers, 20 Marina, Lagos Island, Lagos. 017003270 |
| Offered Asset Classes & Services | Multi-asset financial services | Wealth management, Investment products, Deposits, Remittances, Loans, Trusts, Insurance |
| Execution Software & Terminals | Proprietary / Web Platform | Proprietary / Web Platform |
| Supported Client Languages | English | English |
| Warning / Exposure Count | 0 recorded warning(s) | 0 recorded warning(s) |
| Specialized Sub-Page Audits |
Related 1v1 Institutional Comparisons
Compare Change and Starling Bank against other regulated peers in our selected investment firm and financial institution records: continental europe slice.
Frequently Asked Questions: Change vs Starling Bank
Deterministic counterparty comparison answers derived from supervisory records.
Which institution has stronger regulatory oversight: Change or Starling Bank?
Both Change and Starling Bank hold 2 regulated licence record(s) in our dataset. Specifically, Change maintains 2 total recorded filing(s) (AFM, Estonian Financial Intelligence Unit (FIU / RAB)) with 0 warning flag(s), whereas Starling Bank maintains 2 recorded filing(s) (Financial Conduct Authority (UK FCA), Prudential Regulation Authority (Bank of England PRA)) with 0 warning flag(s). Always confirm the specific subsidiary onboarding your account on the official regulator register.
How do the 6D quantitative compliance scores compare between Change and Starling Bank?
In Euro Firm Ledger's 6-Dimension scoring matrix (0.0–10.0 scale), Change records an Overall Score of 5.0 (Risk & Licensing: 5.0, Brand: 5.0, Market Influence: 5.0, User Reputation: 0.0, Execution & Software: 2.0), compared with Starling Bank at 5.0 Overall (Risk & Licensing: 5.0, Brand: 5.0, Market Influence: 5.0, User Reputation: 0.0, Execution & Software: 3.0).
How do Change and Starling Bank differ in trading platforms and asset classes?
Change lists general financial services with execution software [proprietary/web execution], while Starling Bank lists Wealth management, Investment products, Deposits, Remittances, Loans, Trusts, Insurance with execution software [proprietary/web execution]. Counterparties should verify FIX/API connectivity, server routing topology, and negative balance protection per entity.
Which counterparty carries lower regulatory warning and complaint exposure: Change or Starling Bank?
Change carries a "Risk level not supplied" classification with 0 warning/exposure count(s) and 0 user comment(s), while Starling Bank carries a "Risk level not supplied" classification with 0 warning/exposure count(s) and 0 user comment(s).
Structured against supervisory register snapshots and public regulatory filings. Verify your contracting legal entity and current authorisation status directly on the issuing regulator’s official register before transacting.